The basics of self-employment

High unemployment and high self-employment go hand in hand. Freshly laid off workers are trying to deal with the recession by the power of their own entrepreneurial spirit, a risk that can be a great opportunity for nearly anyone.

Most people aren’t used to being their own bosses, though, and need a little guidance around the legal and practical issues they will face with their own business. While the government and society in general are rooting for clever startups, it can be tough to wade through all of the regulations and tax laws that self-employment brings.

To simplify, here’s a list of links that can clear up any self-employment issues, as well as give you some good pointers on getting your business moving towards the black.

  1. Business Week’s Guide to Self-Employment
  2. The National Association for the Self-Employed
  3. The Self Employment Assistance Program
  4. Self-Employed Individuals Tax Center
  5. Self-Employment Resources from USA.gov

Five links that can save your life during a hurricane

Unlike hurricane veterans in Florida and Louisiana, New Yorkers are relative rookies to the severe weather game. As Hurricane Irene barreled towards New York City last week, many people were unsure of how best to prepare for a big storm, causing a bit of a hurricane panic.

There is no more effective way to deal with any disaster than to be prepared. Hurricanes can do a lot of damage, but that can be minimized with some easy steps to take in advance. The National Hurricane Center outlines just exactly what you need to do to prepare for an oncoming storm, including developing a plan for you and your family, preparing a survival kit, and knowing your local emergency centers and evacuation routes.

The survival kit is a popular, but often misused aspect in disaster prevention. People pack their kits with the wrong equipment, or count on them exclusively as the only safeguard against disaster. FEMA takes away the mystery with their outline of what should go into an emergency kit at Ready.gov, covering all the essentials like food, water, and a flashlight with batteries, as well as some you might not expect.

But what if you can’t just hunker down in your house and wait out the storm? The New York City Office of Emergency Management has a handy tool that lets you calculate whether or not your home is in a flood zone and should be evacuated. Once you know whether or not you should evacuate, knowing where to go is key. The Wall Street Journal composed a list on Foursquare of all of the city evacuation centers, which is easily accessible online or on a smartphone.

When the storm hits, you might lose power, so having a paper reference on disaster management might be useful. An extra piece of paper worth adding to any hurricane survival kit is the Office of Emergency Management’s Ready New York pamphlet, a PDF you can print out easily, fold up, and refer to for most hurricane-preparedness issues.

Following the guidelines of these organizations can save your life, limit damage to your property, and make you an expert on how to prepare for a hurricane. Don’t wait for the next one to study up.